Uber's services have revolutionized modern travel. With a simple tap on your smartphone, you can request a ride within minutes, making it incredibly convenient. However, with convenience comes risks. Accidents can happen, leading to potential passenger injuries.

This article explores typical Uber accident injuries, who may be liable for damages, as well as the legal process for compensation.

Typical Injuries in Uber Accidents

An Uber accident can cause a variety of injuries, especially if the driver is involved in an accident. Some frequent injuries include:

Neck Injuries: Whiplash often results from rear-end crashes, which can lead to significant discomfort. The symptoms may take time to surface.

Fractures: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.

Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. Head injuries can affect cognition and health for a long time.

Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.

Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.

Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.

Figuring Out Fault in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.

Driver Liability: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.

Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.

Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

No App Usage: If the driver is not using the Uber app, their personal insurance applies.

Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 is uber liable for accidents million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.